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When you’re thinking about future purchases or expenses, don’t forget about your home equity. Use it to finance nearly anything.

Unlock the full potential of your home's equity with First Port City Bank's Home Equity Loans. Our Home Equity Loans are a smart and flexible way to finance your dreams, whether it's a home renovation, debt consolidation, or any other financial goal. With competitive interest rates and customizable repayment terms, we empower you to make the most of your investment in your home.

At First Port City  Bank, we're committed to providing you with the best financial solutions. 

  • Turn the equity in your Home into Ongoing, Affordable Financing
  • Competitive Rates for Several Ongoing or Seasonal needs:
    • Education Expenses
    • Major Life Events
    • Major Home Improvements
    • Debt Consolidation
    • Emergency Reserve
    • And much more
  • The Existing Equity in your Home is used as Collateral
  • Accommodating Repayment Terms that work Uniquely for You
  • Funds Available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving Credit — as the principal is repaid, more becomes available for use
  • Funds are easily available via in-person, by mail, or by phone transfers to a specified First Port City Bank Checking Account
  • The Interest Paid may be Tax Deductible1
  • Set up Automatic Payments to be deducted from your FPCB Account Monthly
  • Quick, Local Decision-Making and Processing
  • Attentive, Friendly Service from Start to Finish

Actual loan qualifying is subject to verification and approval of income, credit, property appraisal, and other factors.

Some restrictions and penalties may apply.

1Consult a tax advisor.

To Start The Process Please Complete HELOC Inquiry Form Below